Conhecimento Financeiro em Estudantes de Graduação: Impactos no Comportamento Financeiro e Implicações Para a Educação Superior

Authors

  • Natan de Souza Marques Centro de Administração e Negócios (CAN), Universidade Cruzeiro Do Sul (UNICSUL)
  • Aline Mariane de Faria Programa de Pós-graduação em Administração (PPGA), Centro Universitário Da Fundação Educacional Inaciana Pe Sabóia De Medeiros (FEI)
  • Felipe José dos Santos Bastos Programa de Pós-graduação em Administração (PPGA), Centro Universitário Da Fundação Educacional Inaciana Pe Sabóia De Medeiros (FEI)
  • Victor Henrique Lana Pinto Programa de Pós-graduação em Economia Aplicada (PPGEA), Universidade Federal De Viçosa (UFV)

DOI:

https://doi.org/10.13058/raep.2023.v24n3.2430

Abstract

This study aims to address the issue of financial knowledge among undergraduate students in Brazil. More specifically, the work aims to identify this knowledge's impact on these students' financial behavior. This research adopts a quantitative methodology, approaching undergraduate students from three large educational groups in Brazil. The results reinforce the low performance of these students in financial knowledge and confirm that greater knowledge in personal finance can indeed impact the behavior of these young people in higher education. These findings highlight the importance of revisiting and updating Financial Education policies in Brazil. We believe that it is also crucial for Higher Education Institutions (HEIs) to adopt the theme of Financial Education as "Transversal Themes" (TT) in their curricular units. This is relevant since there is a weakness in this training in primary and secondary education in Brazil (OECD, 2020), and it is a topic recognized as critical to supporting the economic growth of nations (Zhang, 2023). Thus, this research has theoretical and practical contributions. First, it contributes theoretically by bringing insights from the Brazilian context to the global debate on financial education. Secondly, it has a practical contribution by emphasizing the impact of financial knowledge on decision-making and indicating the fragility of the topic in undergraduate courses, demanding more assertive public policies.

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Published

2024-01-28

How to Cite

Marques, N. de S. ., Faria, A. M. de, Bastos, F. J. dos S. ., & Pinto, V. H. L. . (2024). Conhecimento Financeiro em Estudantes de Graduação: Impactos no Comportamento Financeiro e Implicações Para a Educação Superior. Administração: Ensino E Pesquisa, 24(3). https://doi.org/10.13058/raep.2023.v24n3.2430

Issue

Vol. 24 No. 3 (2023): Edição RAEP

Section

Articles

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